/* --- Global Styles & Variables --- */
:root {
    --primary-dark: #2c3e50;
    --primary-light: #34495e;
    --accent-blue: #3498db;
    --light-gray: #ecf0f1;
    --text-color: #333;
    --text-light: #ffffff;
    --font-primary: 'Montserrat', sans-serif;
    --font-secondary: 'Roboto', sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-secondary);
    line-height: 1.6;
    color: var(--text-color);
    background-color: #f9f9f9;
}

.container {
    width: 90%;
    max-width: 1100px;
    margin: 0 auto;
}

section {
    padding: 60px 0;
}

h1, h2, h3 {
    font-family: var(--font-primary);
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 20px;
}

h2 {
    text-align: center;
    font-size: 2.5rem;
    color: var(--primary-dark);
}

h2::after {
    content: '';
    display: block;
    width: 60px;
    height: 3px;
    background: var(--accent-blue);
    margin: 20px auto 30px;
}

p {
    margin-bottom: 15px;
}

a {
    color: var(--accent-blue);
    text-decoration: none;
}

.section-intro {
    text-align: center;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 40px;
    font-size: 1.1rem;
}

/* --- Hero Banner --- */
.hero-banner {
    background: linear-gradient(rgba(44, 62, 80, 0.85), rgba(44, 62, 80, 0.85)), url(/splash.jpeg) no-repeat center center/cover;
    color: var(--text-light);
    padding: 120px 0;
    text-align: center;
}

.hero-banner h1 {
    font-size: 3.5rem;
    margin-bottom: 10px;
}

.hero-banner .slogan {
    font-size: 1.5rem;
    font-weight: 400;
    font-family: var(--font-primary);
    opacity: 0.9;
    margin-bottom: 20px;
}

.hero-banner .hero-subtext {
    max-width: 600px;
    margin: 0 auto 30px;
}

.cta-button {
    display: inline-block;
    background-color: var(--accent-blue);
    color: var(--text-light);
    padding: 15px 30px;
    font-family: var(--font-primary);
    font-weight: 700;
    border-radius: 5px;
    text-transform: uppercase;
    transition: background-color 0.3s ease, transform 0.3s ease;
}

.cta-button:hover {
    background-color: #2980b9;
    transform: translateY(-2px);
}

/* --- Services Section --- */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.service-card {
    background: var(--text-light);
    padding: 30px;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.12);
}

.service-card h3 {
    color: var(--primary-light);
    font-size: 1.4rem;
}

/* --- Accent Section (Insurance) --- */
.accent-section {
    background-color: var(--light-gray);
    text-align: center;
}

.accent-section h3 {
    font-size: 1.5rem;
    color: var(--primary-light);
}

.accent-section p {
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

/* --- Contact Section --- */
.contact-info {
    text-align: center;
    font-size: 1.1rem;
    line-height: 1.8;
}

.contact-info p {
    margin-bottom: 20px;
}

.contact-info strong {
    color: var(--primary-dark);
}

/* --- Footer --- */
footer {
    background-color: var(--primary-dark);
    color: var(--text-light);
    text-align: center;
    padding: 20px 0;
    font-size: 0.9rem;
}

footer p {
    margin: 0;
}

/* --- Responsive Design --- */
@media (max-width: 768px) {
    h1 {
        font-size: 2.8rem;
    }

    h2 {
        font-size: 2rem;
    }

    .hero-banner {
        padding: 80px 0;
    }
}